RV Insurance in Arizona
As many Arizona residents already know, owning a recreational vehicle (RV) is an excellent way travel without leaving behind all of the comforts of home. But how do you know what type of insurance coverage to carry and what exactly this type of policy covers?
Purchasing RV insurance is quite similar to buying auto insurance. There is still a liability section that is required by law for the vehicle to be drivable on Arizona roads. Additionally, you also have the option of purchasing comprehensive and collision coverage to take care of damages to your vehicle in the event of a claim. In many cases, your lienholder will require these first-party coverages to help protect their investment.
However, the biggest difference between this type of policy and generic auto insurance is that you have the option of adding contents coverage to the policy. This means that any cookware, clothing, electronics, or other personal items that are inside your RV as you travel are covered in the event of loss.
The size of the vehicle is also taken into consideration when it comes to figuring rates. Small campers that are towed behind a pickup truck have a different classification than a large RV with all the bells and whistles. It is important to speak with an agent to determine how your vehicle is classified.
Why Work with an Independent Insurance Agent?
One of the benefits of utilizing independent insurance agents is that they offer much more flexibility regarding what types of coverage they offer. While finding a policy for your RV may be difficult in other places, INW Insurance Group works with multiple different carriers to come up with a solution that meets your exact needs and budget.
To learn more about Arizona RV insurance coverage, please contact our friendly and knowledgeable team at INW Insurance Group.