Do You Have to Have RV insurance?

An RV is a fantastic thing to have and can bring tons of fun and joy into your life. Having it properly insured is a must and having a great RV policy is something that you certainly need to keep in mind. For those that live in the Mesa, AZ area, the agents with INW Insurance Group can help you to determine what sort of policy you need and what is going to work for you.

An RV can technically be insured on your auto policy for a bit more than you might insure a car. If you are planning on driving your RV on the road, you can certainly add it to your auto policy if you want insuring to be simple and easy. For those that have an RV that does not drive or that is not driven on the road, you may be able to have it insured on your home owner’s policy. This would not cover you if you were driving it but would cover you if you were  going to park it in a garage for instance or on your property.

For those that are driving your RV or own a specialty RV, you may want to look into specialty insurance policies that are specifically geared toward RVs. This type of policy is going to cover the RV itself, any special amenities it may have, and the contents as well. This is going to help you make sure you are going to be able to keep your RV taken good care of and that it is going to be covered should something happen to it. For those that live in the Mesa, AZ area, the agents with INW Insurance Group can help you find the policy that works for you and best protects your RV.