Why Do I Need Motorcycle Insurance?

How are you getting to the table this Thanksgiving? If you’re riding into town on a motorcycle have you made sure that you’re properly protected against all the possible risks?

Your INW Insurance Solutions team loves motorcycles. We understand how motorcycles are more than a hobby, it is an experience. If your motorcycle is your pride and joy, you know the countless hours you put into taking care of your motorcycle. You wouldn’t just buy cheap motorcycle parts for your beloved motorcycle, so why would you get motorcycle insurance that is not up to the quality and care that you’ve invested into your ride?

While riding a motorcycle is more freeing and exciting than a car, it can be very dangerous. Motorcyclists face hazards like being less visible to other motorists or losing stability on roads with poor maintenance. Not only is motorcycle insurance required, there are also a variety of coverages you can choose and customize including collision, your personal belongings, motorcycle equipment. Considering the heightened hazards, it would make sense to better protect yourself before an accident were to happen.

You can call INW Insurance Solutions today to begin discussing your premiums. There are a variety of factors that may impact your pricing. In some instances, it might even be cheaper than insuring a car!

If you are looking for some ways to share your love of motorcycles with other riders and get some extra cash before the gift giving season, you can list your bike on Twisted Road, a motorcycle rental company. As a Twisted Road member, you could even qualify for a 5% discount with one of our carriers, Foremost Insurance Group. If this sounds like something you are interested in and would like more information on, you can contact our office. Our agents can discuss what coverage options Foremost Insurance Group offers and even additional policies to find you better savings.

INW Insurance Solutions finds you the best options for the challenges you may come across when searching for the perfect motorcycle insurance. Don’t take a risk when a riding a motorcycle. Wear your helmet and be protected against the risks on the road and liability.
Enjoy the road. Enjoy the ride. Enjoy knowing INW Insurance Solutions has your ride protected with motorcycle insurance.

Arizona Condo Insurance – What You Need To Know About Condo Insurance

Congratulations!  You’ve decided to move into a condominium in our beautiful state of Arizona.  Before you start the process of moving your items into your condo, you should become familiar with condo insurance and what it entails for you and your property.  Should you be in the market for condo insurance, INW Insurance Solutions in Mesa, AZ has many options available for coverage.

What Is Condo Insurance?

Similar to homeowners insurance, condo insurance is coverage that protects any items in your condo from damage or theft. Typically, this is a jumping-off point for condo owners as most tenants who have this coverage tend to add more coverage options to the policy, of which we’ll cover below.

Medical Payments Coverage

This form of coverage pays for any medical expenses incurred by visitors to your condo should they get injured while visiting. 

Full Value Personal Property Coverage

This addition adds more value to your items while being covered under your policy and will replace items at the full cost of the item versus the depreciated value of the item.  

Consult With The HOA

Most condominiums have an HOA or Home Owners Association that they pay monthly dues to.  The HOA has to have the final say on any improvements or any changes to the condo while you are living there.  Consulting with HOA before any changes are made will also stipulate what is and what isn’t covered under condo insurance in the event of additions to the condo.

Higher Limits, Higher Premiums

As with regular insurance, you can elect to have coverage amounts of any choice, just keep in mind that the higher the coverage limit, the higher that your monthly premiums will be.

More Information

You can contact INW Insurance Solutions in Mesa, AZ today to learn more about condo insurance and the options you have as a new condo owner.