Other unknown things covered by your home insurance

Homeowners in Mesa, AZ know the importance of having a basic home insurance policy. A home insurance policy covers a wide range of perils and ensures that you do not need to back to your pockets to start a new home. But did you know that there are other optional coverages under home insurance that you don’t know anything about?

At INW Insurance Group, we are keen to educate our policyholders about these other unusual things covered by the home insurance policy that we suppose they do not know:

  • Fire department charges: Fires are a common occurrence in the home and can turn out to be devastating. The fire department may charge you based on the extremity of the fire. Your homeowner’s insurance coverage will cover these costs.
  • Dorm burglary: For those with students in school, burglaries happen, and a homeowner with this policy will ensure their children are protected in case of a burglary.
  • Wild animal stampede: This may sound a little off, but very relevant for people who have come across vast herds of animals passing by their homes. When these animals destroy anything covered in your home insurance, your insurance company will repair the damage or replace it.

To know about other unusual things covered under home insurance, speak to INW Insurance Group specialists or visit our offices in Mesa, AZ.