What is a Clean Driving Record?

Some people may think that they will not get any insurance if they do not have a clean record. They may also believe that their insurance prices will rise too. The first that you need to know is what is considered a clean record. In Mesa, AZ, the INW Insurance Group would like you to understand what a clean record is and what you can do to keep it clean.

A clean driving record is usually when you do not have any moving violations, points on your license, or accidents. Employers may look at a clean record differently than an insurance company might. They might only consider the last three years without a ticket or overlook a minor fender bender where you weren’t at fault. If you want a job where you are driving, don’t lie about your record. The employers have researchers who specialize in background checks which include your driving record. Being upfront will remove the surprise if they find a speeding ticket or other moving violations.

An insurance company may consider you have a clean record if you have had less than three moving violations. Some may even overlook a minor traffic ticket. If you have major offenses and several claims, then an insurance company will most likely deem that you do not have a clean driving record and your insurance costs could go up. They may look at the last 10 years of your record, but they may only look at a DUI or a hit-and-run. INW Insurance Group has independent insurance agents in Mesa, AZ who are able to help you with your driving record. They’ll be able to put you in touch with insurance companies that can help you with auto insurance coverage. Stop by the office today and you will be able to check for home and life insurance as well.