How much renters insurance do I need in Mesa, AZ?

Truth be told, you’re not going to be spending very much money on renter’s insurance in Mesa, AZ, even if you have a really great policy. It varies from provider to provider and buyer to buyer, but if you think a solid renter’s policy is going to put a serious dent in your budget, you’re probably wrong. INW Insurance Group can connect you with some great deals, but in general, renter’s policy is considerably cheaper than you’d expect.

You’re probably expecting homeowner’s insurance prices for your renter’s policy, but a homeowner’s policy covers the building and everything that it entails. Renter’s policies are intended to cover the renter’s possessions only. The building isn’t your problem, that’s for your landlord and their insurers to worry about. All you need to cover is your furniture, your TV, and other valuable items.

Most renter’s policies available in Mesa, AZ cover not only the contents of your apartment but the contents of your car, as well. As long as the car is registered to your current address, the parking space you leave it in counts as, legally speaking, a part of your rental property. It might not cover damages to your car, you might need to look at your auto policy for that, but your renter’s policy may cover the stolen valuables. Ask your provider to be sure.

You might not need to spend much on your policy, just make sure everything that you can’t easily replace is covered.

Some property managers will help you to connect with a renter’s insurance provider, but INW Insurance Group is here to provide you with a policy that best fits your needs. Reach out to our agents to learn more about what renters insurance can do for you. Give us a call or stop by our Mesa, AZ office today.