How Does a DUI Affect Your Insurance in Mesa, AZ?

At INW Insurance Group, the agents are well-versed in the Mesa, AZ laws that govern DUI charges and convictions. Driving while under the influence of alcohol or drugs risks not only your life but the lives of others. The legal implications of being charged with a DUI arrest can impact every aspect of your life, from your hobbies to your employment to your family’s well-being. Laws can vary from state to state. One thing is for certain, however. No matter what state you are in, the laws are becoming stricter with each passing year.

A DUI charge and conviction will impact your ability to get any type of auto insurance in the future. It is extremely important to understand the laws governing DUI charges. When a person receives a DUI conviction, their driver’s license will be suspended for at least one month or a total of 30 days. They will also be assessed fines and court fees. The length of the suspension and the amount of the fees will increase with each DUI conviction. Once the license suspension ends, the driver must complete an SR-22 form and return it to the insurance company. At this time, their insurance will be reinstated, but their premiums will dramatically increase.

In Mesa, AZ, the agents of INW Insurance Group can explain in great detail the ramifications of driving while under the influence and the negative impact it has on all aspects of your life. Knowing what the potential fines and penalties could be should be a deterrent. Never take chances if you have been drinking. Enlisting the help of a designated driver can save your life as well as help you maintain affordable insurance premiums.