Owning a recreational vehicle (RV) offers the kind of freedom that many Americans dream of. The promise of the great American road trip is alive and greatly expanded for RV owners, who can not only get out there into the country but also choose to stay wherever they want!
Before that journey begins, however, the question of RV insurance needs to be addressed.
These are some of the first things you need to know about finding RV insurance in Mesa, AZ and around the state.
RVs come in many shapes and sizes. Arizona classifies these different vehicles into various categories for insurance purposes.
Knowing whether you are insuring a camper vehicle or a motor home in class A, B, or C, is the first step to getting an insurance quote. It also influences how you drive the vehicle and how other drivers react to it, which can influence the type of coverage you will feel most comfortable with.
Always check with your insurance agent if you are unsure how your vehicle is classified.
Beyond Auto Insurance
Although there are similarities with regular auto insurance, RV insurance has certain additional elements that you need to be aware of. These can be mandatory requirements from the lien holder, as well as optional coverage items that depend on your personal driving style and preferences.
How and where you drive your RV in Arizona and beyond, for example, will have a bearing on the kind of coverage that gives you peace of mind. By their very nature, recreational vehicles are intended to go further and drive more diverse areas than other vehicle types. Consider how you will intend to use your RV and what kind of coverage that requires.
Don’t Forget Contents
One of the main advantages of your RV is that you can now bring many more of your home comforts out on the road. Conversely, that means there’s a lot more value in that vehicle than a regular automobile.
Consider the kinds of item that you’ll be taking on your RV trips and how much they would cost to replace in the event of a loss. In many cases, it will make sense to add some form of contents coverage to your RV insurance policy.
When it comes to Arizona RV insurance coverage, the experts at INW Insurance Group in Mesa, AZ will help you find exactly what you need. Get started on your next exciting journey by contacting them today!